With Fractional ownership, multiple buyers pool their funds to purchase a property. Each buyer then holds a portion of the ownership in the property. For example, if a property has four owners, each owner has a title to ¼ of the property. Each share of the property is its own entity. Owners can pay off the mortgage for their share or sell their share independent of the other shares.

Fractionalized ownership, also known as shared ownership is a middle-ground solution for owning a second home. It is optimal for second-home buyers who would only be able to visit their vacation home a few times a year and want the value, equity, and other benefits of second-home ownership.

Deeded Property
Fractional real estate owners purchase a portion of a specific property; timeshare owners usually own a block of time at a property.

Luxury
Fractional ownership locations are very luxurious. The vacation properties are much bigger than most timeshares, and are usually much nicer--a home rather than a hotel. Fractional ownership properties are in highly desired locations and have great amenities.

Financing
Financing a fractional ownership is easier than financing a timeshare because banks and lenders consider fractional ownership homes to be similar to a second home. In addition, the lending rates for fractional ownership properties are often much lower than for timeshares.

Appreciation
Buying a fractional ownership is an investment that will appreciate—the properties we choose are in prime locations that will increase in value. Conversely, most timeshares cannot be resold at a profit.

Cash Flow
If you purchase a timeshare, but can’t use your week, the timeshare company may “bank” your time or may give you a credit toward your maintenance fee. With a fractional ownership property, you can rent out the property when you can’t use it. You decide what to do with the cash.

Price
You can buy a luxury vacation home at a low cost and use your weeks to your greatest advantage. All you pay is a one-time purchase price and an annual Homeowners Association fee.

Appreciation
There are very few fractional developments. The scarcity and demand is creating value and substantial appreciation. The destination location also contributes to the appreciation because land prices in sought-after destinations are increasing.

Hassle-Free Ownership
Part of the appeal of fractional ownership is that it is hassle-free. You never have to worry about repairs, maintenance, or housekeeping. Everything is taken care of by the professional management company. Most of the expenses are covered by the annual fees.

Tax Write-Off
Owning a second home as an investment creates the opportunity to depreciate the property and allows each owner to write it off. Each individual should consult their personal accountant for advice about optimal tax savings.

Amenities
Each location has unique amenities to its site, including things like: a full spa, pools, hot tubs, personal grocery shopping, maid service, cooking service, and much more.

Potential Rental Income
If an owner chooses not to use a week, that week can be put up for rent. When a week is rented, the owner will receive all the income for the week except for a small rental fee.